Central Government

CGTMSE

Credit Guarantee Fund Trust for Micro & Small Enterprises — collateral-free credit-guarantee cover so lenders can fund your MSME without security.

Overview

CGTMSE provides collateral-free and third-party-guarantee-free credit to micro and small enterprises by offering lenders a credit-guarantee cover, making it easier for MSMEs to access institutional finance.

Collateral-Free Credit

Guarantee cover lets lenders extend credit without collateral or third-party guarantee.

For Micro & Small Units

Covers eligible new and existing micro and small enterprises.

Higher Confidence for Lenders

Reduces lender risk, improving your chances of a sanction.

Who Can Apply

New and existing micro and small enterprises
Manufacturing and service-sector units (as per scheme norms)

Official Portal

cgtmse.in

Profinical maps your project to the scheme, prepares the application and documents, and coordinates with the lender and portal end to end.

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