Restructure. Resolve. Revive.
Profinical arranges Stressed Account Funding for businesses under financial stress. NPA finance, OTS finance, special situation funding, distressed asset funding, debt restructuring, interim finance under IBC: whatever shape the problem takes, we help you find the capital and the resolution that gets operations running again.
Specialised Funding Routes
Our Offerings
NPA Finance
Funding to regularise or take over Non-Performing Asset accounts.
OTS Finance
Financing for a One-Time Settlement of outstanding dues with lenders.
Special Situation Funding
Capital for complex or time-critical situations.
Distressed Asset Funding
Funding to acquire, revive or turn around distressed assets.
Debt Restructuring
Reworking existing debt into sustainable, workable repayment terms.
Interim Finance under IBC
Bridge funding for companies under the insolvency resolution process.
Refinance of ARC Loan
Refinancing of loans held by Asset Reconstruction Companies.
Why Profinical?
A stressed account is stressful precisely because everything happens at once: lenders escalating, cash drying up, legal timelines running. We work step by step with promoters to design a resolution that lenders accept and the business can actually sustain.
Our chartered accountants and credit specialists deal directly with banks, NBFCs, ARCs and special situation funds. You get one team handling assessment, structuring, negotiation and disbursal from start to close.
Our Process for Stressed Account Funding
Case Assessment
Review the account, outstanding dues and where the lender stands.
Strategy & Structuring
Design a funding or settlement structure that fits the case.
Lender Coordination
Negotiate with banks, NBFCs, ARCs and investors on your behalf.
Disbursal & Resolution
Arrange the funds and close the resolution cleanly.