Government Subsidies
Most businesses miss the subsidies they qualify for. We identify and help you claim the right central and state government schemes — from the Agriculture Infrastructure Fund to PMEGP and CGTMSE.
What are Government Subsidy Schemes?
Central and state governments run dozens of subsidy, incentive and credit-guarantee schemes to lower the cost of capital for businesses, MSMEs, farmers and entrepreneurs. We map your project to every scheme you qualify for and manage the paperwork end to end.
Subsidy Schemes We Help You Access with Profinical
Who Can Benefit from Subsidy Schemes?
We look at operations, cash flow structures and overall viability rather than standard rigid ratios.
Farmers, FPOs, cooperatives and agri-entrepreneurs
MSMEs and micro-enterprises in manufacturing or services
Start-ups and businesses planning expansion or new units
How We Help You Claim Subsidies
Scheme Mapping
We assess your project and identify every central and state scheme you qualify for.
Eligibility & Documentation
Preparing the application, project report and supporting documents each scheme requires.
Application & Liaison
Filing on the right portal (e.g. agriinfra.dac.gov.in) and coordinating with the sanctioning authority and lender.
Disbursal & Compliance
Following through to subsidy release and helping you stay compliant with scheme conditions.
The Agriculture Infrastructure Fund, explained
3% Interest Subvention
Every loan under the AIF carries a 3% per annum interest subvention on borrowing up to ₹2 crore, for a maximum of seven years.
Loans up to ₹2 Crore
Interest subvention applies on a loan of up to ₹2 crore per project location and one eligible entity can set up projects at multiple locations.
CGTMSE Credit Guarantee
Collateral-free credit-guarantee cover under CGTMSE for loans up to ₹2 crore, with the guarantee fee paid by the Government.
7-Year Repayment
A comfortable repayment tenure of up to seven years, including a moratorium of up to two years.
₹1 Lakh Crore Corpus
A central-sector financing facility of ₹1 lakh crore for farm-gate and post-harvest agriculture infrastructure, open until 2032–33.
Apply Online
Applications are filed on the national AIF portal — agriinfra.dac.gov.in — with transparent rates, minimal documentation and faster approval.
Who can apply and what the AIF funds
The Agriculture Infrastructure Fund backs a wide set of beneficiaries building post-harvest and farming-asset infrastructure.
Profinical maps your project to the AIF, prepares the Detailed Project Report and application and coordinates with the lender and the portal end to end.
Ready to discuss your Government Subsidies?
Connect with our senior advisors to evaluate your requirement and design the right funding strategy.