Profinical
Loading
Residential Developer

Real Estate Project Funding

Problem

A residential project stalled halfway through when the usual funding channels left a liquidity gap.

Solution

We arranged last-mile funding through real estate Alternative Investment Funds (AIFs).

Result

Construction started again right away, and the project was finished and handed over ahead of the revised deadlines.

The Challenge

Understanding the situation

1

The project was 70% complete but hit a liquidity block due to banking regulatory limits on developer exposure.

2

Halting construction threatened legal actions from home buyers and regulatory penalties under local housing authority codes.

3

Refinancing the entire debt stack was unviable due to high prepayment charges from primary lenders.

Our Approach

How we solved it

1

We structured a last-mile bridge finance facility via a dedicated Real Estate Alternative Investment Fund (AIF).

2

Negotiated a subordinate charge arrangement with primary lenders to secure the new facility against unsold inventories.

3

Aligned disbursals with construction milestones to ensure maximum capital efficiency and transparency.

The Results

Measurable outcomes

₹45Cr last-mile funding successfully structured and disbursed

Project construction restarted within 15 days, averting compliance issues

Achieved full project completion and handover 3 months ahead of schedule

₹110Cr in sales realization from completed inventory

Profinical
Get In Touch

Ready to consult our advisory team?

Put our CA credentials and investor network to work on the right funding strategy for your business.